Rewards Comparison

This calculator is a hypothetical illustration only. It is not a promise or guarantee of future performance, share value, cash availability, profitability, investment return or redemption proceeds.

The Accrew estimated share price may vary based on the rate of members redeeming Shares and the profit growth of Accrew. The share price values calculated above assume: collectively members will redeem 70% of their Shares for cash annually with Accrew reaching 5,000 members in the 1st year, 25,000 members in the 2nd year, 100,000 members in the 3rd year, 500,000 members in the 4th year, and 2,000,000 members in the 5th year.

Competitor results represent estimated cumulative cash rewards under publicly available program terms as of August 4, 2026. They assume that all applicable transactions and referrals satisfy the competitor's eligibility requirements and that the relevant programs remain available for five years. Competitor programs, eligibility requirements, reward amounts, transaction exclusions and limits may change or be discontinued at any time.

The Discover calculation assumes 1% cash back on Monthly Spend of eligible debit-card purchases each month. The Chase calculation assumes two qualifying checking-account referrals at $50 each. The Chime result represents up to $400 because the actual referral reward varies based on the offer displayed in the member's Chime app. The Bank of America result reflects no guaranteed flat-rate debit-card cash back and excludes personalized BofA Rewards, Cash Back Deals and other individualized benefits.

The comparison excludes account fees, taxes, interest, the time value of money, personalized merchant offers and benefits unrelated to spending or referrals. Cash rewards and securities may have different tax consequences.

Chase, Bank of America, Chime, Discover and their respective trademarks are the property of their respective owners. Accrew is not affiliated with, sponsored by, approved by or endorsed by any competitor identified in this comparison. Competitor names are used solely to identify the products being compared.

Review the complete methodology, current source materials, Accrew program terms, offering materials and risk factors before making any financial or investment decision.

Disclosure:

Future values are based on Accrew reaching a projected number of users, and returns are not guaranteed with the potential to lose value. Accrew Shares are not FDIC Insured Deposits. Accrew Shares are not cash and do not have a fixed or guaranteed value. Any "value," or cash amount a Member receives upon a Shares Exchange/Redemption is variable and may increase or decrease over time. A Member may receive less cash upon redemption than they expected, and it is possible for Accrew Shares to decline in value.

Ownership and value represent an ownership interest in Accrew, Inc., not a guarantee of profit. Accrew Shares are non-transferable and are not publicly traded; a Member's only liquidity is redemption/repurchase by Accrew pursuant to these Terms, and redemption amounts may be less than anticipated.