About Accrew
Revolutionizing banking through innovation, empowerment, and financial enlightenment
Our Mission
Innovative Banking Features
Accrew is leveraging technology to provide far greater rewards, features, and rates for its members.
Member Empowerment
Members gain fractional ownership of Accrew, with the ability to make proposals and vote on how Accrew reinvests earnings.
Votes are advisory only.
Financial Enlightenment
Accrew is committed to empowering its members with better tools to manage their money by aligning with the interests of its members for greater returns.
Accrew is the first banking app with Member Ownership, where members build ownership in Accrew.
Monthly Shares
Eligible members may be eligible to receive Class B shares in Accrew, Inc. Redemption is a discretionary request, and any payment may be zero.
See the Owner Rewards illustrationAll-In-One Banking
Accrew is an All-In-One finance app that connects your outside accounts to view balances, track transactions, and transfer funds.
Download the Accrew appInvite, Own More
When you successfully invite new members using your invite link, you can receive more ownership and upside with Accrew.
What counts as a successful inviteInvite-Only
Accrew is invite-only, so you’ll need a member’s invite link to sign up. This gives more ownership and potential profits to members, not marketing companies.
Join the waitlistEligible members may be eligible to receive Class B shares in Accrew, Inc.
Become a Member. Become an Owner!
Common Questions About Accrew
What is Accrew?
Accrew is the first banking app with Member Ownership, where members enjoy the upside of Accrew’s profit growth. Members can manage all of their financial accounts in one app, with the ability to view balances, track transactions, and transfer to and from all accounts. Accrew is available on both iOS and Android.
Download the Accrew appIs Accrew a bank?
No. Accrew is a financial technology company, not a bank. Banking services are provided by Mbanq's Partner Banks, Member FDIC, and deposits are protected by the FDIC up to $250,000 per depositor, per insured bank, for each account ownership category.
How do Accrew members become owners?
Eligible members may receive Accrew Shares (Class B Shares of Accrew, Inc.) in months they qualify, based on the Profits they contribute by spending on their Accrew Card and by successfully inviting new members. Members may then request a redemption for cash from the Profit-Sharing Pool, subject to approval, Delaware law and the Member-Owner Terms. Any payment may be zero.
Read the Member-Owner TermsHow do I join Accrew?
Accrew is invite-only, so you need a member's invite link to sign up. This gives more ownership and potential profits to members instead of marketing companies. If you do not have an invite link yet, you can join the waitlist.
Join the waitlistWho can use Accrew?
Accrew is available to U.S. citizens who are over 18 years old and have a valid Social Security number. The Accrew Card works all over the world, but membership is only available to people living in the United States.
Does Accrew charge monthly fees?
No. Accrew has no monthly fees, no transaction fees (other than standard interchange fees, which are charged to the merchant and not users), no app fees, and no lost or stolen card fees. Accrew does not charge overdraft fees either — if an account does not have enough money for a purchase, the transaction is simply declined.